Messer Financial Group

- Manhattan Life 
- Aetna 
- Bankers Fidelity 
- UHOne

___________________________________________________________

- Aflac Tier One
- Manhattan Life 
- Assurity

- Aflac Tier One 
- GTL 
- Manhattan Life

- Aflac Tier One
- Manhattan Life 
- GTL  

Dental/Vision/Hearing – All Ages (Medicare &amp; ACA Clients)

- NCD 
- Ameritas 
- Aflac Tier One 
- Manhattan Life 

Top Three Carriers for Medicare Beneficiaries

Carriers are chosen by Issue Age (Offering plan over age 70) and most Benefit to Medicare Beneficiaries

Bankers Fidelity- Issue Age 18-85 (Guarantee Issue age 64.5-65.5)

GTL – Issue Age 40-85 (Guarantee Issue age 64.5-68)

Manhattan Life - Issue Age 18-89 (Guarantee Issue age 64.5-70)

- Bankers Fidelity- Issue Age 18-85 (Guarantee Issue age 64.5-65.5)
- GTL – Issue Age 40-85 (Guarantee Issue age 64.5-68)
- Manhattan Life - Issue Age 18-89 (Guarantee Issue age 64.5-70)

Home Health/ Short Term Care (Medicare)

- GTL- Issue Age 55-85
- Manhattan Life – Issue Age 45-89
- Medico/Wellabe – Issue Age 40-89

Messer's Ancillary Carriers for ACA and Medicare Plans

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Messer's Ancillary Carriers for ACA and Medicare Plans

Hospital Indemnity

Accident

Cancer

Critical Illness

Disability

Dental/Vision/Hearing – All Ages (Medicare & ACA Clients)

Top Three Carriers for Medicare Beneficiaries

Hospital Indemnity (Medicare)

Home Health/ Short Term Care (Medicare)