Messer Financial Group

What agents need to know about Clear Spring Health's Medicare Advantage market exit, including member coverage end dates, the Special Enrollment Period, book of business access, and commission details.

Clear Spring Health — Exiting the Medicare Advantage Market

CSNP (Chronic Special Needs Plan) – Frequently Asked Questions

A clear explanation of the difference between MOOP (Maximum Out-of-Pocket) and TrOOP (True Out-of-Pocket) for Medicare Advantage and Part D plans, including how each limit is tracked and why they…

MOOP vs. TrOOP — Understanding Medicare Out-of-Pocket Limits

Explains why Medicare Advantage Prescription Drug (MAPD) plan members are still required to pay the Medicare Part B premium, including exceptions for Medicaid, Medicare Savings Programs, and Part B giveback…

Why Does My Client Still Pay the Part B Premium If They Have an MAPD Plan?

Explains what the Low-Income Subsidy (LIS), also known as Extra Help, covers under Medicare Part D and clarifies that LIS does not apply to Medicare medical deductibles, MOOP, or Part…

LIS (Extra Help) and Medicare Deductible Coverage — What Agents Need to Know

Tripp Hill

Medicare FAQ 

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