Messer Financial Group

Guide for agents on helping clients choose the best ACA Marketplace plan, including metal level comparisons (Bronze, Silver, Gold, Platinum, Catastrophic), APTC, Cost-Sharing Reductions (CSR), HSAs, HRAs, and the HealthCare.gov…

ACA Plan Selection Guide — Helping Clients Choose the Best Marketplace Plan

Complete guide to ACA Special Enrollment Period (SEP) qualifying events, including loss of coverage, life changes, household changes, eligibility changes, enrollment errors, and document verification requirements.

ACA Special Enrollment Periods (SEP) — Qualifying Events Guide

Quick reference for agents on what constitutes Protected Health Information (PHI) and Personal Identifiable Information (PII), including examples of each and how they apply to handling client information in MyMFG…

Protected Health and Personable Identifiable Information Tip Sheet for Agents

How to help clients transition between ACA Marketplace coverage and Medicare, including plan termination, household member coverage changes, and when to call the Marketplace Call Center.

Switching Between ACA Marketplace Coverage and Medicare — Frequently Asked Questions

This guide explains how ICHRA and QSEHRA work, their key differences, how they impact ACA Marketplace subsidy eligibility, and what agents need to know about enrollment rules, compliance requirements, and…

ICHRA and QSEHRA — Agent Guide

Micaela Daiana Caruccio

Articles with helpful resources, terms, and best practices for brokers/agents.

Best Practices/Resources for Brokers/Agents

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