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New Agent's Guide to Registration and Training for 2026

Step-by-step guide for new agents and brokers who need to complete full Individual Marketplace registration and training for Plan Year 2026 via the CMS Enterprise Portal and MLMS.

Written by Micaela Caruccio

Overview

This guide is for new agents and brokers who did not complete Plan Year 2025 registration and training and are required to take the full Individual Marketplace training for Plan Year 2026. Follow all seven steps below in order to complete your registration and receive your certificate.

For quick answers about registration requirements, returning agent training, and NPN verification, see CMS Marketplace Registration and Training: Agent and Broker FAQ.

Important: Never share your credentials, passwords, or Multi-Factor Authentication (MFA) details with others. You are the only one who should be using your FFM User ID.


Step 1 — Create an Account on the CMS Enterprise Portal

  1. Navigate to the CMS Enterprise Portal and select New User Registration.

  2. Under the Select an Application drop-down menu, choose Federally Facilitated Marketplace (FFM) / Request for Marketplace Learning Management System (MLMS) Training Access.

  3. Complete the steps as prompted to create your account.

  4. You will receive a confirmation email at the address listed in your account once your account is successfully created.

Note: If you already have a CMS Enterprise Portal account, do not create a new one. Creating a duplicate account can cause issues with your registration status and compensation eligibility.


Step 2 — Request the FFM Agent Broker Role

  1. Log in to the CMS Enterprise Portal and on the My Portal page, click the Add Application button.

  2. Enter "Fed" or "Fe" into the Access Catalog search bar and select Federally Facilitated Marketplace (FFM) / Request for MLMS Training Access. Click Next.

  3. Select the Agent Broker Training Access role from the drop-down menu and click Next.


Step 3 — Complete Remote Identity Proofing

  1. After requesting the Agent Broker Training Access role, you will be prompted to complete identity proofing.

  2. Read the instructions and click Next to begin the identity verification process.

  3. Enter and confirm your information, then answer the identity verification questions.

  4. Log out and log back in to the CMS Enterprise Portal to complete the process.

Note: If your information cannot be verified electronically, the CMS Enterprise Portal will provide a phone number and code to confirm your identity directly with Experian. If you have completed identity proofing in the past, you will not need to complete it again.


Step 4 — Complete Your MLMS Profile

  1. Log in to the CMS Enterprise Portal.

  2. Click the Marketplace Training – Agent Broker tile and select the MLMS Training link.

  3. Enter all applicable information in your MLMS profile.

  4. Select one of the following roles: Agent Broker or Not an Agent Broker.

  5. Once you have verified and saved your role and contact information, click Save/Update, then Next to complete your profile.

Important — NPN Accuracy: Enter your National Producer Number (NPN) correctly. An inaccurate NPN may result in denial of compensation or credit from issuers.


Step 5 — Complete Training Through the MLMS

  1. On the CMS Enterprise Portal, click the Marketplace Training – Agent Broker tile and select the MLMS Training link.

  2. Follow steps 1–3 on the MLMS Landing page to enroll in and complete the training curriculum of your choice.


Step 6 — Execute the Applicable Agreement(s) on the MLMS

  1. After updating your profile and completing training, launch, read, and click I Agree for all applicable Agreement(s) on the MLMS.


Step 7 — Confirm Registration Status and Print Your Certificate

  1. After executing the Agreement(s), confirm your registration status on the Agent and Broker Marketplace Registration Tracker page.

  2. Confirm that your information appears on the Agent and Broker FFM Registration Completion List (RCL).

  3. To print your certificate, navigate to Your Transcript from the MLMS Landing page, find your completed course, and select View Certificate(s).

Timing to note:

  • Your information may take 1–2 business days to appear on the Registration Tracker and the RCL.

  • It may take up to 3 business days to appear on Find Local Help.

  • If your NPN does not appear on the RCL, email [email protected] for assistance.


Quick Reference: Registration Steps at a Glance

Step

Action

Where

1

Create CMS Enterprise Portal account

CMS Enterprise Portal

2

Request FFM Agent Broker role

CMS Enterprise Portal → Add Application

3

Complete remote identity proofing

CMS Enterprise Portal (via Experian)

4

Complete MLMS profile

Marketplace Training – Agent Broker tile

5

Complete required training

MLMS

6

Sign Marketplace Agreement(s)

MLMS

7

Confirm registration and print certificate

Registration Tracker / MLMS Transcript

Source: CMS New Agents' and Brokers' Guide to Plan Year 2026 Marketplace Registration and Training (Updated September 2025).


Additional Resources

For additional help please contact Producer Support, which is available by chat directly from your account, by phone at (866) 568-9649, or by email at [email protected].

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