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How to Register on State-Based Exchanges

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Written by Tripp Hill

Most states use the federal Marketplace (HealthCare.gov), but about twenty states and Washington, D.C. run their own State-Based Exchanges (SBEs). If you sell ACA plans in an SBE state, your federal Marketplace (FFM) registration and certification do NOT carry over — you must register and certify separately with each state's exchange before assisting clients there.


Before anything else: what agency name to enter

When you register on any State-Based Exchange, do not list Messer as your agency.

Enter either:

  • Your own agency name, or

  • Your first and last name

Do not enter Messer, Messer Financial Group, or any Messer entity name as the agency.

Why this matters: many agents enter Messer as the agency by mistake. When that happens, you can lose visibility of your own Book of Business (BOB), and you may gain access to view other Messer agents and their clients.

This cannot be reversed. Once the agency information has been entered and the account has been established, the change cannot be undone. Enter the correct agency information during registration.


The general registration pattern

Each exchange runs its own process, but nearly all follow the same shape:

  1. Hold an active health insurance license in that state (resident or non-resident), current in NIPR.

  2. Create an agent/broker account on the state exchange's website.

  3. Complete the state's broker certification or training — most exchanges require their own annual certification course, separate from FFM certification and separate from every other state's.

  4. Enter your NPN and agency information — see the warning above.

  5. Maintain carrier appointments for the plans you intend to sell — exchange certification does not replace carrier appointment.

Certification is generally annual and must be current before each Open Enrollment. If you plan to sell in an SBE state, complete that state's registration well before OEP begins.


State-Based Exchange directory

(Verify links are current when publishing; exchange names are stable, web addresses occasionally change.)

State

Exchange

Website

California

Covered California

Colorado

Connect for Health Colorado

Connecticut

Access Health CT

District of Columbia

DC Health Link

Georgia

Georgia Access

Idaho

Your Health Idaho

Illinois

Get Covered Illinois

Kentucky

kynect

Maine

CoverME.gov

Maryland

Maryland Health Connection

Massachusetts

Massachusetts Health Connector

Minnesota

MNsure

Nevada

Nevada Health Link

New Jersey

Get Covered New Jersey

New Mexico

beWellnm

New York

NY State of Health

Pennsylvania

Pennie

Rhode Island

HealthSource RI

Vermont

Vermont Health Connect

Virginia

Virginia's Insurance Marketplace

Washington

Washington Healthplanfinder

All other states use the federal Marketplace — FFM registration through the CMS Enterprise Portal and annual FFM certification cover them.


Quoting State-Based Exchanges in MyMFG

Separately from exchange registration: the only State-Based Exchange state supported for quoting in MyMFG is Georgia (see the Georgia Access article for the full Georgia workflow, including certification sync and RIDP). For other SBE states, quoting and enrollment happen on the state exchange's own platform or the carrier's tools.


Getting help

Registration problems on a state exchange are handled by that exchange's broker support line — each exchange's website lists its contact. For questions about which states you should register in, or anything Messer-side, contact Producer Support.

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